My cousin and I had always been very close, we were the same age and our 
families lived near one another, but her folks moved away when she was 12 so 
it had been a few years since we had gotten together. Our families were 
going to be sharing a cabin at a lake for the summer and I was looking 
forward to seeing Karen once again.  Wow!!! What a difference a few years 
make, Karen has blossomed into a young woman, when she walked in the front 
door I couldn't help but notice she had tits!!!, and nice ones too. Her hair 
hung down below her shoulders, she had long thin legs, and her tight jean 
shorts showed off a beautiful little ass, I was in love. That first day we 
spent catching up on kid stuff, but the whole time I kept thinking how much 
Karen had grown. We decided to go for a midnight swim just to get away from 
the adults for awhile, so at midnight we both snuck out our cabin windows 
and headed for the beach.
        I peeled off my shorts and t-shirt and headed for the water in just my 
swim 
trunks, the coldness shrunk my dick right away, but that was about to 
change. When I looked back to the beach to see what was keeping Karen I got 
a pleasant suprise. Karen had stepped out of her top and shorts and was now 
removing her bra and panties.......she was going skinny dipping. I watched 
as she hooked her thumbs in her satin panties and moved her hips from side 
to side to let them slide down her hips, she kicked them aside when they 
reached her ankles. She reached up and undid the front clasp of her bra and 
let it fall off her shoulders, her breasts stood out in the moonlight. Then 
Karen slowly walked to the waters edge and headed towards me, with long 
powerful strokes, she was always a good swimmer. When she reached the waist 
high water I had stopped in she noticed I still had my swimsuit on and asked 
why.
"I didn't know we were skinny dipping" was my feeble reply, but before I 
could finish it she had dove underwater and pulled my suit down around my 
ankles and pulled my suit away. She bobbed up out the water triumpantly 
waving my suit and yelling "first one to the platform gets a kiss", with 
that she swam towards the platform in the middle of the lake leaving me 
stunned and standing naked. I tried to catch her but she had good lead on me 
and made it easily to the platform first, I watched her climb out of the 
water and could see her tight little ass as she moved up the ladder, she sat 
on her knees waiting for me to catch up.  "I guess I win" she laughed as I 
finally reached my goal
and started to climb aboard forgetting that I had no swimsuit on.
"Well you owe me one  kiss" she said and came over to where I was standing, 
she had put my suit on but her chest was still bare and the cold air had 
made her nipples hard. She pressed them against me and put her lips to mine, 
her hands pulled me close to her and I could feel my cock beginning to grow, 
as we kissed each other, our tongues intertwined.  Her hard little nipples 
were like two hotspots against my chest, I could feel her heart beating, 
feel her hands exploring my ass cheeks, her breasts crushed against me. "I 
want my swimsuit back" I said "if you want it, you'll have to take it" she 
whispered. I laid her down on the platform and grabbed at my suit with both 
hands, she didnt resist as I pulled it from her legs and tossed it aside. 
She laid there naked her breasts heaving, her legs parted just enough so I 
could see the pink of her pussy lips. "I'm getting a little cold,can you 
warm me up" she said as she reached up and pulled me down on top of her. Our 
bodies blended perfectly, my cock head laid against the downy hair of her 
cunt and when she lifted her legs I could feel her open up to me. With long 
slow strokes I entered her hole, it was tight, and warm, but already wet 
from her excitement. She egged me on by putting her hands on my ass and 
pulling me into her deeper and deeper. She moaned my name with every stroke 
and circled my asshole with one of her fingers, when she knew she was ready 
to climax she forced it into my asshole and I came inside her, filling her 
cunt with warm cum over and over. We spent the rest of the night fucking and 
sucking but those stories will come another time.